Habitat for Humanity

<BODY vLink=#290069 aLink=#eb0000 link=#1000ff bgColor=#ffffff background="images/tools.jpg"> <TABLE width='100%' border=0> <TBODY> <TR> <TD vAlign=top width='25%'> <p >North St Louis County</p> <p >Habitat for Humanity<BR>P. O. Box 24<BR>Virginia, MN 55792</p> <p ><BR> </p> <p >Phone:</p> <p >(218)-749-8910 </p> <p > </p> <p >Toll Free </p> <p >(866)-749-8910</p> <p ><BR>Fax: </p> <p >(218)742-9799</p> <p ><BR>Serving all of </p> <p >North St Louis County, Minnesota.</p> <p > </p> <P >Founded in 1995</TD> <TD vAlign=top align=left width="75%"> <TABLE cellSpacing=0 cellPadding=0 width="100%" style="border-collapse: collapse" bordercolor="#111111"> <TBODY> <TR> <TD width=26 height="6"></TD> <TD height="6" width="596"> <H2 >North St Louis County Habitat for Humanity</H2> </TD></TR> <TR> <TD height="359" width="26"></TD> <TD vAlign=top width=596 height="359"><BR>North St Louis County Habitat for Humanity is a locally run affiliate of Habitat for Humanity an International, a nonprofit, ecumenical Christian housing organization. Habitat for Humanity works in partnership with people in need to build and renovate decent, affordable housing. The houses then are sold to those in need at no profit and with no interest charged. <P>Volunteers provide most of the labor, and individual and corporate donors provide money and materials to build Habitat houses. Partner families themselves invest hundreds of hours of labor - 'sweat equity' - into building their homes and the homes of others. Their mortgage payments go into a revolving Fund for Humanity that is used to build more houses.</P> <P><a href="http://WWW.NSLCHFH.ORG">WWW.NSLCHFH.ORG</a></P> <P>If you are reading this, you are not at our primary website.  Our primary website requires a frames enabled browser. Such as <a href="http://www.microsoft.com/windows/ie/downloads/critical/ie6sp1/default.asp"> Internet Explorer 6.1</a> or <a href="http://channels.netscape.com/ns/browsers/download.jsp"> Netscape Navigator 7.1</a>.  Please download and install a frames-enabled browser so you can view our main site. </P></TD> </TR></TBODY></TABLE></TD></TR></TBODY></TABLE><BR> <TABLE width="100%" border=0 style="border-collapse: collapse" bordercolor="#111111" cellpadding="0" cellspacing="0"> <TBODY> <TR> <TD width="516"> <p>North St. Louis County Habitat for Humanity is now accepting applications for the upcoming building seasons. Homes to be built in north St Louis County, Minnesota.  This includes the Iron Range communities of Hibbing, Virginia, Mt. Iron, Eveleth, Gilbert, Biwabik, Aurora, Hoyt Lakes, Chisholm, Buhl as well as other communites in north St. Louis County such as Ely, Babbitt, Cook and Orr.</p> <br> <p>Volunteer labor, 0% interest rate financing, and donated building materials make home-ownership possible for people who would otherwise not qualify for conventional mortgages. Housing need, willingness to partner with Habitat for Humanity and income guidelines are considered in choosing new homeowners. For more information on how you can apply to be a Habitat homeowner please call 218-749-8910, toll free at 866-749-8910 or write to North St. Louis County Habitat for Humanity, P. O. Box 24, Virginia, MN, 55792. </p> <br> <P >*********************************** <P > <P >A Note from Nathan <P >Simple, decent, affordable, is it really needed in North St. Louis County? I have had many wonderful opportunities to present Habitat for Humanity to interested groups and individuals. Some of those presentations have been to potential partner families. Speaking with people in need of simple, decent and affordable housing reminds me of why we exist and work so hard to impact our community. <P > <P >A conversation with a person interested in our homebuilding program still brings a knot up in my throat as I think back. “Do we get a yard?” she asked. “Yes, we build homes on city lots so there is a small yard,” I replied. “Good,” she said, “my child plays in a parking lot right now.” “Can we have a pet?” she asked. “The home would belong to the family so yes Habitat homeowners can have pets,” I responded realizing that this person did not have the concept of homeownership that I have taken for granted for many, many years. I had to choke back tears as she asked her next question, “After the 20 year loan, what happens next? Do we have to give it back, would we pay rent?” “No,” I replied, “it would be a regular mortgage, after you pay all the payments the home is yours with no more payments or rent. You would just continue to pay your taxes and insurance.” She began to understand and dream and hope. <P > <P >I truly love what I am doing with North St. Louis County Habitat for Humanity. Thank you for all your help in prayers, finances and voluntary labor. Together we are making a difference. <P > <P >Nathan Thompson Executive Director </P></TD></TR></TBODY></TABLE> <p ><BR> </p> <TABLE width="100%" border=0 style="border-collapse: collapse" bordercolor="#111111" cellpadding="0" cellspacing="0"> <TBODY> <TR> <TD> <p >VOLUNTEERS ARE GREATLY NEEDED IN: </p> <p > </p> <P >Building Relationships: <P >Put your people skills to work with Habitat for Humanity's Family Support team in aiding new homeowners thru the stresses of building, moving into, and dealing with the challenges of homeownership. For information call Barb at 262-3564.<P > <P >Building Awareness: <P >Help to inform community organizations, churches, businesses, and communities on the great work that Habitat for Humanity is doing in North St Louis County. Work with local media, churches, and community groups to spread the word and help secure support. For information call Nathan, 218-749-8910 or toll free at 866-749-8910.<P > <P >Building Houses: <P >Habitat for Humanity is seeking individuals with an interest in home construction. Volunteers to work with an experienced supervisor to learn the joys and challenges of Habitat construction. Time and length of commitment is flexible. Organizations welcome! For information call North St. Louis County Habitat for Humanity 218-749-8910<P > <P >Building Hope: <P >Help our Habitat for Humanity's Family Selection Committee select families qualified for Habitat homeownership. If you or someone you know is in need of decent, affordable housing, contact us for more information about the process of applying for Habitat home ownership, 218-749-8910 or toll free at 866-749-8910.Write to: North St Louis County Habitat for Humanity P. O. Box 24, Virginia, MN 55972.<P > <P > Help us eliminate substandard housing in our community! It's quick, easy and safe to support the house-building, hope-building work of North St Louis County Habitat for Humanity.  Give a gift through Habitat for Humanity International's <A href="https://secure.habitat.org/giving/local.html">secure online donation system</A>. You can even send a gift card announcing your donation in honor of a loved one or a special occasion.<P > <P >The <A href="http://www.habitat.org/">Habitat for Humanity International</A> web site contains more information on Habitat's history, mission, volunteer opportunities and contact information for other Habitat affiliates around the world.</P></TD></TR></TBODY></TABLE></BODY>